For California commercial insurance agents

Monday's call list: contractors who have to buy workers' comp.

Roofers, HVAC, concrete, asbestos and tree service contractors cannot legally operate without workers' comp — so when the policy runs out they are buying, not shopping. Open your inbox Monday morning and you have them, in your counties, with the phone number and the carrier you're replacing. Fresh every week, not once a quarter.

◆ 19,512 policies expiring in the next 60 days ◆ Your list is waiting Monday morning
Right now in California

Workers'-comp expirations across 232,052 active contractor licenses — your pipeline, before anyone else works it.

3,278
policies past their expiry date
1,436
expiring this week
7,567
expiring in 30 days
What lands in your inbox

Open it Monday. Start dialing.

Sorted by who runs out first, so your morning is already prioritized — every line has the number to dial and the carrier to displace.

app.getlapsewatch.com Your territory
The dashboard: a summary strip showing 306 matches in a Los Angeles
              roofing and HVAC territory, 2 past their expiry date and 50
              inside seven days, above a table of five contractors with phone numbers,
              mailing addresses, workers'-comp expiry dates and current carriers. The
              two overdue rows carry a rust rail; the rows due in 3 and 6 days are
              amber.

Sample data shown.

Sorted soonest-first, with an urgency rail. Anything already past due or expiring inside a week is tinted and railed, so the calls that matter today are the first thing you see.

The carrier you're displacing. On every workers'-comp record, beside the exact date the policy ends — that is the whole opening line of the call.

How it works

Set it up once. Then just work the list.

Tell us where you write

Pick your counties, the trades you want and how far ahead to look — 30, 60 or 90 days. Set once, and every list after that arrives filtered to it.

It updates itself

Overnight on Sunday the whole state refreshes and your territory is filtered out of it, so the list is waiting when you sit down Monday. You never run a report, maintain a spreadsheet, or wonder whether anything changed.

Monday morning, dial the top of the list

Name, dialable phone, mailing address, trade, the carrier they're replacing and the exact date it runs out. Every line is an opening line — you're calling a contractor who has to buy, not asking one who might.

Why these calls close

Your dials land on businesses that have to buy this month.

Not prospects who might be interested — businesses with a date on the calendar and a license on the line.

19,512Workers'-comp policies expiring in the next 60 days
3,469Of those in Los Angeles County alone
513LA roofers and HVAC shops, who cannot go without cover
23,501Licenses up for renewal in the next 90 days
Start here

No exemption exists

RoofingHVAC ConcreteAsbestos Tree service

These trades cannot legally operate without workers' comp — there is no exemption to file, however small the crew. When the policy runs out, the contractor is buying cover or losing the right to work.

0ways to opt out.
An expiring policy is a purchase.
Still worth calling

Can declare no employees

General building ElectricalPlumbing Painting…and the rest

Everyone else can file a no-employees exemption instead of carrying a policy, and about half do. The same expiry date is a conversation rather than a deadline — good leads, just not the sharpest ones.

57.0%of general building licenses
hold an exemption today.

Every trade is included on Pro and above. Roofing and HVAC are simply where the expiry date is closest to a purchase order, so they are where we suggest you start. Which trades, and the law behind it →

What's in a record

Everything you need to make the call, on every line.

A name, a number that rings, an address you can mail, and the carrier you're replacing. These are the fill rates we actually measure — not a spec sheet.

100%Business name
99.9%Business phonedialable, 10+ digits
100%Mailing address, city, ZIP
100%Workers'-comp carrier + expiryon WC-triggered records
100%License #, classifications
95%County
Free sample list

Get a real list for your county. No card, no login.

Not a demo with the phone numbers blacked out — the actual roofing and HVAC workers'-comp expirations for one county, delivered. If it is not worth $99 a month, you will know within a week.

A real list for your county — roofing and HVAC workers'-comp expirations, with the phone numbers. No card, no login, no redacted columns. In your inbox within one business day.

Pricing

Priced by how much of the state you write.

Month to month, cancel any time. Every plan gets the same fields on every record — the difference is how wide your territory runs and how many contractors you get each week.

Starter
$99/month

For an agent working roofing and HVAC in one county.

  • 50 records per weekly list
  • 30-day expiry window
  • Roofing + HVAC — the two trades that cannot skip cover
  • Phone, mailing address, carrier and expiry on every record
  • Weekly email digest, Monday morning
Choose Starter
Agency
$249/month

For a shop working the state and exporting to a CRM.

Everything in Pro, plus:

  • Unlimited records — up from 150 a week
  • CSV export, straight into your CRM
  • Suspension lists — contractors already suspended over a lapsed policy or bond
Choose Agency

Full comparison and billing FAQ →

FAQ

Straight answers.

Where does the data come from, and how current is it?
Official California state licensing and workers'-comp records, direct from the source — never a resold or aggregated list. Your list is refreshed every week, so what lands Monday morning is the most current information the state has.

One note before you dial: a past expiration date means the date has passed, not that the contractor is confirmed uninsured. A very recent renewal may not show yet.
What's in each record?
The business name, a dialable phone number, the mailing address with city and ZIP, the license number and classifications, and the county. On a workers'-comp record you also get the current carrier and the exact date the policy ends — the two facts that make the call worth making.
Is workers' comp mandatory for every California contractor?
Not yet. Roofing (C-39) cannot file a no-employees exemption at all, and C-8, C-20, C-22 and D-49 have been required to carry coverage since SB 216 took effect 1 January 2023. Every other classification keeps the exemption until 1 January 2028 — SB 1455 moved that date from 2026. Right now 48.8% of active licenses hold a valid exemption, which is exactly why the mandated classes are the better list today. Full timeline →
How often do I get a list?
Every Monday morning, refreshed overnight while you sleep. If anything goes wrong upstream we withhold the list rather than send last week's, so you never work stale expirations believing they are current.
Which states are covered?
California only, and deliberately. It is the state where this signal is sharpest: for roofing and the SB 216 classes, coverage is a condition of holding the license, so an expiry is a purchase rather than a conversation. We would rather own one state than cover four badly.
Can I export to my CRM?
CSV export is included on the Agency tier. Starter and Pro are read-and-call from the dashboard and the weekly email.

See this week's expirations in your county.

19,512 policies expire in the next 60 days. Pick your territory and start with the ones running out first.